Commerce Disclosures

Effective Date: May 16, 2025

Payment Processing Disclosures

Payment Processor

All payments and donations are processed through Stripe, Inc., a third-party payment processor. Stripe is PCI DSS Level 1 certified and provides secure payment processing services.

Accepted Payment Methods

We accept the following payment methods through Stripe:

1. Visa, MasterCard, American Express, Discover
2. Digital wallets (Apple Pay, Google Pay)
3. ACH/Bank transfers (where available)
4. Other payment methods as supported by Stripe

Transaction Information

Processing Time

1. Credit/Debit Card transactions: Processed immediately
2. ACH/Bank transfers: 3-5 business days
3. International transactions: May take additional processing time

Transaction Fees

Payment processing fees are handled through our payment processor. These fees are typically absorbed by our organization but may be disclosed during checkout for transparency.

Currency

All transactions are processed in US Dollars (USD) unless otherwise specified.

Donation Disclosures

Tax Deductibility

Mitzvahs for Angels is a nonprofit organization recognized as tax-exempt under Section 501(c)(3) of the Internal Revenue Code.

1. Donations may be tax-deductible to the extent allowed by law
2. Consult with your tax advisor regarding deductibility
3. Official tax receipts will be provided for all donations
4. Our tax identification number is available upon request

Donation Allocation

Unless otherwise specified by the donor, donations will be used to support our general charitable mission and programs at the discretion of Mitzvahs for Angels board and leadership.

Recurring Donations

1. Recurring donations will be charged automatically according to the selected frequency
2. You may cancel recurring donations at any time by contacting us
3. You will receive email confirmations for each recurring donation

No Refund Policy

Donation Finality

All donations to Mitzvahs for Angels are final and non-refundable. As a nonprofit organization, donations are considered charitable contributions that directly support our mission and programs.

Processing Errors

If you believe there has been a processing error or unauthorized charge:

1. Contact us immediately at [email protected]
2. Include transaction details and description of the issue
3. We will investigate and resolve legitimate processing errors promptly

Recurring Donation Cancellation

1. Recurring donations can be cancelled at any time for future payments
2. Past donations remain non-refundable
3. Contact customer support for cancellation assistance

Security and Privacy

Data Security

1. All payment information is encrypted and securely transmitted
2. We do not store complete payment card information
3. Stripe maintains PCI DSS compliance for payment security

Information Sharing

1. Payment information is shared only with our payment processor (Stripe)
2. Personal information is not sold or shared with unauthorized third parties
3. See our Privacy Policy for complete information handling details

Merchant Information

Dispute Resolution

Billing Disputes

Contact us immediately if you notice unauthorized charges or processing errors:

1. Email: [email protected]
2. Include transaction details and description of the issue
3. We investigate all reported processing errors promptly

Chargeback Policy

1. We work to resolve disputes before they become chargebacks
2. Documentation will be provided to payment processors as needed
3. As a nonprofit with a no-refund policy, chargebacks for legitimate donations may result in account restrictions

Compliance

Regulatory Compliance

We comply with applicable laws and regulations including:

1. Payment Card Industry (PCI) standards
2. State and federal fundraising regulations
3. Anti-money laundering requirements
4. Consumer protection laws

International Transactions

International donors should be aware of:

1. Potential currency conversion fees from their bank
2. Different processing times for international payments
3. Local tax implications in their jurisdiction

Terms and Conditions

These commerce disclosures are part of our Terms of Service. By making a payment or donation, you agree to both these disclosures and our complete Terms of Service.

Updates

These disclosures may be updated periodically. Material changes will be communicated via email or website notification.

Contact Information

For questions about payments, billing, or these disclosures:

1. Email: [email protected]
2. Customer Support: [email protected]
3. Website: https://www.mitzvahsforangels.com/contact

Last Updated: May 16, 2025